Wednesday, May 6, 2020
Compare Us And Switzerland Healthcare Case Study - 911 Words
Compare US and Switzerland Healthcare Systems In 2010, the United States created The Affordable Care Act (ACA). The objective was to share the responsibility of costs between the government, individuals, and employers to provide affordable access to quality health insurance. ââ¬Å"However, health coverage remains fragmented, with numerous private and public sources, as well as wide gaps in insured rates across the U.S. population.â⬠(ââ¬Å"United States: International Health Care System Profiles,â⬠n.d.). Each individual state within the US, generally has control over private insurance. Insurance can be purchased through private companies or the Marketplace. The Marketplace provides ââ¬Å"income-based premium subsidies for low and middle income people.â⬠â⬠¦show more contentâ⬠¦Compare Access for Children, Unemployed, and Retired Populations Adults, 65 years old and older and people with disabilities are eligible for Medicare and Medicaid. Physician services a nd hospitalizations are covered by medicare. An additional supplemental program may be purchased to cover prescription drugs. Low income families and children may qualify for Medicaid and Childrenââ¬â¢s Health Insurance Program (CHIP). Medicaid has significantly lower copays and out of pocket expenses compared to private insurance. Unemployed individuals may qualify for Medicaid depending on the state. Switzerland regulates that children covered by SHI have deductible of zero for children up to age 18. Individuals are responsible for 10 percent of coinsurance, but costs are capped at roughly $275. Unemployed individuals are still expected to contribute (amount is reassessed based on individual situation) to the income compensations scheme, and the old age and invalidity pensions. Unemployment benefits are available if criteria are met. Individuals 55 years or older can qualify for retirement. However, retirement doesnââ¬â¢t exempt individuals from still paying the SHI. Coverage of Medications In 2013, pharmaceutical cost per capita in the US was $1,112 compared to Switzerlandââ¬â¢s $730. Private insurance plans widely vary on medication coverage. However, there are programs that are no cost to the individual that can decrease the cost of medications for people withoutShow MoreRelatedThe Quality Of Care Of The United States Health Care System2125 Words à |à 9 Pagesthe nationââ¬â¢s largest professional association and union for registered nurses, wrote in ââ¬Å"How US Private Insurance Healthcare is Failing,â⬠ââ¬Å"A study published [in June 2011] from the university of Washington in collaboration with researchers at Imperial College London found life expectancy rates in eighty percent of US counties were fare behind the standard set in the top ten nationsâ⬠(DeMoro 2).Also, in a study shown in ââ¬Å"Forbesâ⬠Americaââ¬â¢s quality of care ranked fifth out of eleven industrial nations:Read MoreLeadership Development at Novartis1618 Words à |à 7 PagesLeadership development at Novartis Case example China Frank Waltmann Head of Learning Novartis is represented in 140 countries and has 91,000 employees with headquarters in Basel, Switzerland. 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